GETTING INSURED – THE FACTS
Over recent days there has been a surge of questions and potentially misleading information on social media about various beauty and aesthetic insurance providers. Now one insurance provider has responded attempting to set the record straight.
Insync Insurance has drawn up a list of common questions and misconceptions and answered them to help aesthetic practitioners understand exactly what is required.
And rather than limiting insurance for practitioners as some have claimed, the company says they are currently extending their offering with another new exclusive insurer product which further widens their appetite and cover still further.
Some have also claimed: “Insync has changed their acceptance criteria and your insurance might not be valid.”
In their statement they categorically deny this.
Insync say: “This is completely incorrect. We work with a panel of highly rated Insurers and their scheme acceptance is as flexible as ever. Each of these insurers has a different acceptance criteria dependant on treatment, an individual’s experience, claims history and their qualifications. This allows us to provide very wide range of treatment covers, at different levels and different prices.
“Every new application (client) is dealt with on its own merits and can be referred to insurers if bespoke cover is required or if the circumstances around the insurance requirements are not standard.
“Existing clients continue to enjoy the protection of the policy purchased and no client has had cover withdrawn or cancelled.
There has also been online and social media chatter that certain training centres are not recognised for insurance.
Here’s what Insync has to say:
“We have NOT stated that any specific course provider or school is unacceptable. If a client comes to us with concerns in respect of the information provided when the insurance was arranged (for example, if certification was found to be invalid), we would deal with this on a case-by-case basis with the client and their insurer. To date, not a single policy has been cancelled nor had cover withdrawn”.
Insync has also reacted to the rumours that some courses are not “accredited”. This opens up a whole new discussion as there is no single accrediting body in the UK for aesthetic practitioners.
As Insync says: “Again, completely untrue, the word “accredited” is relatively meaningless without a single regulator.
“Each application to insurers allows the client to confirm their individual experience and professional qualifications. This is not solely based on a single completed course; our insurers are looking for evidence of professional competency in the treatment to be practiced.
“As the Beauty industry doesn’t have an official regulator (such as the GMC for medical professionals), there is no single standard which providers can adopt. However, generally, an insurer is looking for a completed course to be undertaken via a “recognised” provider & certification issued. Third party certification, such as CPD, is the most common way of recognition, but this is not the only method.”
Insync says it is committed to supporting the beauty industry and developing further new and exciting products to help their clients grow & support their businesses.